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fsaAccept major insurances and cash-pay
fsaHSA & FSA accepted; best-value for top quality care
fsaSame-day mental health, weight loss, and primary care appointments available
Excellent
unstarunstarunstarunstarunstar
staredstaredstaredstaredstared
4.9 based on 1,805 reviews
fsaAccept major insurances and cash-pay
Insurance credentialing · Free panels available

Get credentialed free. It'syours to keep.

Klarity credentials you under your own NPI and Tax ID, manages your CAQH and payer applications, and follows up every week — so you build an insurance-ready practice you actually own. Then bill paid claims at a flat 3.9%. No setup fee, no monthly fee.

Your own NPI & Tax IDFirst 3 panels freeBill at 3.9% of paid claims
Klarity payer applications dashboard showing credentialing progress across Aetna, Cigna, UnitedHealthcare, Blue Cross Blue Shield, Anthem and Oscar

Payers available in your states

This is an overview of the insurance panels available in your states. You'll select your desired panels later in the workflow.

Select your state
Available now in California
Aetna
Cigna
UnitedHealthcare
Tricare
Humana
Blue Cross Blue Shield
Medicare
Oscar
Molina
Optum
Anthem
Kaiser Permanente

Credentialing that builds your practice

A real, insurance-ready practice you own — not access to someone else's contracts.

Billing fee
3.9%
Of paid claims only. No setup fee, no monthly subscription.
First 3 panels
Free
$50 per-panel deposit returns as cashback after your first claim
Typical timeline
2–3 mo
To credential once your documents are in. Payer timelines vary
Ownership
Your NPI
Contracts are under your own NPI and Tax ID, and stay with you

A credentialing team, handled for you

One team owns the process from first application to paid claims.

Payer enrollment

We recommend panels by your state and specialty demand, then file every application for you. New panels open every month.

CAQH management

We set up and maintain your CAQH profile so payers can validate you fast. Already have CAQH? It only speeds things up.

Weekly status updates

We call the payers and check every application weekly, and keep you updated — so you always know where things stand.

You own your contracts

Everything is credentialed under your own NPI and Tax ID. The contracts carry your name and stay with you if you ever leave.

Managed billing at 3.9%

Once you are in-network, Klarity processes claims, works denials, posts payments, and gives you ERA reports in your portal.

Keep your EHR

Credentialing and billing are EHR-agnostic. Keep the tools and workflow you already use — nothing to migrate.

Build a practice you own, not a rental

Most marketplaces get you fast access to insurance — until you leave. Klarity credentials you to keep.

Marketplace / group model
Access, not ownership
Fast to start, but the contracts are not yours.
Contract ownershipUnder their network
If you leaveYou lose insurance acceptance
Under your NPI / Tax IDUsually not
Your EHROften platform-locked
EconomicsSet by platform rates
How it works

In-network in 3 steps

You share your details once. We take it from there.

1

Share your documents

Send your license, NPI, CAQH, malpractice, and tax details. We recommend the panels available for your state and specialty.

2

Add your card

A $50 per-panel deposit at the final step lets us start right away. During the promo, your first 3 deposits return as cashback.

3

We credential, you go live

We submit to payers and follow up weekly. Once approved — usually 2 to 3 months — you bill at 3.9% with denials and ERA handled.

Simple, transparent pricing

Credentialing is free. Here is exactly how the deposit, cashback, and billing fee work.

$50 / panel deposit

Added with your card at the final documentation step so we can start credentialing right away. It is a deposit, not a setup fee.

Cashback first 3 panels

During the launch promo (July 15–August 31, 2026), your first 3 panel deposits return as cashback after your first claim to Klarity. Essentially free.

3.9% of paid claims

Only on claims that pay. If a claim pays $100, Klarity keeps $3.90. No monthly subscription, independent of marketing and EHR.

24 months billing commitment

Bill through Klarity for 24 months from your first claim. Leaving early is a flat $200 per credentialed panel. The deposit is separate.

If your credentialing application is denied by insurance, your $50 deposit is eligible for a refund.

Frequently asked questions

Yes. You are credentialed under your own individual NPI and Tax ID, so the payer contracts belong to you, not Klarity. For group practices, we credential your providers under the group practice’s billing NPI.

Credentialing is free. You add a card and a $50 per-panel deposit at the final documentation step so we can start work right away. During the launch promo (July 15–August 31, 2026), your first 3 panel deposits come back as cashback once your first insurance claim is submitted to Klarity, so your first 3 panels are essentially free. There is no setup fee and no monthly subscription.

Usually 2 to 3 months after you submit all required documents. Most of that time is insurance approval, which varies by payer. Klarity calls the payers and checks your application weekly, and keeps you updated the whole way. We commit to status visibility, not a guaranteed approval date.

You pay 3.9% of paid claims, and only on claims that actually pay. If a claim pays $100, Klarity keeps $3.90. There is no monthly subscription, and the billing fee is independent of Klarity marketing and EHR.

You keep your credentials and contracts. When you decide to leave, we transfer all documentation and account logins to you. A 24-month billing commitment starts when your first claim is submitted to Klarity; leaving before then is a flat $200 per credentialed panel. The deposit and the early-exit fee are separate.

No. Credentialing and billing are EHR-agnostic, so you can keep your current EHR as long as your first claim is submitted through the approved billing workflow. The marketplace is optional too. That said, using Klarity telehealth or listing on the marketplace moves you up the credentialing queue.

You complete the medical coding and patient insurance details. Klarity then processes claims, works denials and delays, posts payments, and manages remits, with ERA remittance reports available in your portal once a claim is reimbursed. Prior authorization and copay collection are not part of this program yet.

You need a current, unrestricted, independent state license in your discipline, including MD/DO, NP, PA, and many behavioral health, allied health, dental, and vision providers. Associate or provisional licenses bill under a supervisor’s NPI instead. You can credential in multiple states if you are licensed and eligible; recommendations depend on state, specialty, payer footprint, and patient demand.

logo
All professional services are provided by independent private practices via the Klarity technology platform. Klarity Health, Inc. does not provide medical services.
Phone:
(866) 391-3314

— Monday to Friday, 7:00 AM to 4:00 PM PST

Mailing Address:
1825 South Grant St, Suite 200, San Mateo, CA 94402

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logo
All professional services are provided by independent private practices via the Klarity technology platform. Klarity Health, Inc. does not provide medical services.
Phone:
(866) 391-3314

— Monday to Friday, 7:00 AM to 4:00 PM PST

Mailing Address:
1825 South Grant St, Suite 200, San Mateo, CA 94402
If you’re having an emergency or in emotional distress, here are some resources for immediate help: Emergency: Call 911. National Suicide Prevention Lifeline: call or text 988. Crisis Text Line: Text HOME to 741741.
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