Affordable online weight loss program: no insurance required

Anyone over 18 in the U.S. is welcome to use the Klarity marketplace to find a provider for a weight loss program. On Klarity, you don’t need insurance and can pick the provider of your choice.

Medical weight loss with a provider on Klarity is easy. Simply pick a provider in your state or who sees people in your state of residence and schedule an appointment. During your appointment, your provider will ask you about your health, health history, and assess what the best weight loss program is for you.

Your provider may order lab work. If your appointment is via telehealth, you’ll get your labwork separately. If your appointment is in person, you may be able to get your labwork at the same time.

If your provider orders labwork, once they have it, they’ll suggest a custom weight loss treatment program for you. If your weight loss plan includes a prescription medication, your provider can send it to your local pharmacy the day it’s prescribed. 

Your provider will then follow up with you regularly to ensure you’re not having unwanted side effects from a medication and to monitor your progress.

Klarity weight loss providers don’t take insurance and are considered out-of-network providers if you have insurance. They’re happy to provide you with an invoice you can submit for reimbursement from your insurance plan, FSA, or HSA. The cost of medications, lab work, or tests are separate and may be covered by your insurance.

The best weight loss program is one that works for you. Often, the best approach is a combination of changes in diet, increased activity, and when needed, medication to help reduce your appetite. 

The Mediterranean diet and the Mayo Clinic diet are proven to help with both weight loss and improved health. And medications like Wegovy (semaglutide), Zepbound (tirzepatide), Saxenda (liraglutide), Qsymia (phentermine-topiramate), Contrave (bupropion-naltrexone), and Adipex-P (phentermine) can be effective add-ons to a reduced calorie diet and increased activity. 

In clinical trials, people have lost the most weight on Zepbound (tirzepatide) and Wegovy (semaglutide), which are both weekly weight loss injections. In trials, people lost up to 20.9% on Zepbound and up to 14.9% on Wegovy. The right choice for you depends on your weight, health condition, and other factors. To figure out what’s best for you, talk with a healthcare provider who can work with you on a tailored weight management plan, which may include medication.

Of medications that are pills and not injections, the most effective are Qsymia (phentermine-topiramate), Contrave (bupropion-naltrexone), and Adipex-P (phentermine). In trials, people lost up to 11.2% of their body weight in 6 months on Adipex-P and between 5 and 10% on either Qsymia or Contrave. Learn more about the best weight loss pills. 

To get a prescription for weight loss medication, see a licensed healthcare provider who can prescribe weight loss medication. Your appointment can be in person or by telehealth. Your provider will ask for your medical history, assess your body mass index (BMI) and other factors, ask what medications you’re currently taking, and work with you to decide if you need medication and which may be right for you. 

If your provider decides medical weight loss with a weight loss medication is right for you, they can work with you on a weight loss plan, order lab work if needed, send a prescription for your medication to your chosen pharmacy, and monitor your progress. 

Licensed healthcare providers can prescribe weight loss medication, including primary care physicians (PCPs), general practitioners (GPs), endocrinologists (specialists in hormonal and metabolic disorders), bariatric physicians (specialists in obesity treatment), nurse practitioners (NPs), and physician assistants/associates (PAs).

It depends on the insurance company and your individual plan’s preferred drug list (PDL), which may or may not include weight loss drugs. Many plans cover some or all weight loss drugs. The newer, more costly weight loss injections, like Zepbound and Wegovy, aren’t always covered, are only partially covered, or are covered only with prior authorization. The best and fastest way to find out if your plan covers a medication is to check your plan’s PDL or call the customer service number on the back of your plan ID card.

Prescription weight loss medications are typically FDA-approved for adults with a BMI of 30 or more, which is medically obese, or adults with a BMI of 27 or more and one or more weight-related conditions, such as hypertension, high blood pressure, high cholesterol, or type 2 diabetes. A few are also approved for use in children. Some have slightly lower BMI criteria. If you meet those criteria, you’ll likely be eligible. 

Doctors can prescribe weight loss medications off-label (for a use or patient group they’re not approved for). For your insurance plan to cover a medication though, you likely need to meet the criteria outlined above. The best thing to do is talk to your provider.

Costs for the independent weight-loss providers on Klarity are determined by each provider. Detailed, accurate pricing can be found on a provider’s profile page. 

When you choose a provider on Klarity, you won’t be charged additional charges or hidden costs. 

Klarity weight-loss providers don’t take insurance and are considered out-of-network providers if you have insurance. They’re happy to provide you with an invoice you can submit for reimbursement from your insurance plan, FSA, or HSA. The cost of medications, lab work, or tests are separate and may be covered by your insurance.